In Chapter 11 or 16, micro-philanthropist and humanitarian Adam Carter shares why he resists formal dress when introducing himself to local communities scoping non-profit project financing opportunities. Through experience as a travel guide writer and as a micro-philanthropist, Carter finds dressing casually and playing down appearance - in many cases shorts and tank top - provides an unassuming but heartfelt connection with communities. Carter finds himself not seen as a checkbook, but rather an individual genuinely interested in community challenges. As a result, Carter gets a better perspective and is able to identify and, in many cases, finance projects he might not have discovered by dressing formally and announcing his position. Carter is the founder of the non-profit Cause and Affect Foundation (www.causeandaffectfoundation.org).