In Chapter 10 or 16, micro-philanthropist and humanitarian Adam Carter graduates the University of Michigan and travels extensively across the world. Carter immerses himself in cultures across races, nationalities, and socioeconomic classes and, through the process, sees them as equals. As an equal, Carter then gets a better understanding of the roots contributing to impoverished communities and cultures. From this, Carter begins working through ways to create solutions to these problems, over time moving on to create Cause and Affect Foundation (www.causeandaffectfoundation.org) and become a micro-philanthropist.